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Originally Posted by NormDal 
First, I started the process by sending the same "set" of verification letters to all 3 credit bureaus. The month has passed and I am pleased that many ugly things have fallen off and I've seen my score jump by 50-70 points. (The score is sort of a moving target...)
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Verification letters?? Are you saying you sent dispute letters to the CRA's?
Congrats on those deletions. Those score jumps you are referring to, are they fico or fako scores? FAKO scores mean nothing!
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Originally Posted by NormDal However - now the information is not consistent between the three agencies. For example, Equifax and Experian may have an account as "verified" whereas TransUnion deleted it. Is this a problem? How do I fix it? |
Problem how?
The CRA's do not share information, and one does not care what the other two are reporting in term of data. There is nothing that says they have to be "consistent" between what each individual CRA is reporting. Just because TU deleted per your dispute doesn't mean EQ or EX has to follow suit
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Originally Posted by NormDal Second, I'm signed up with the monitoring service with Equifax and also with Citi Identifty Monitor. THe Citi site gives you 3 scores but it's not necessarily the same as the site from the CRA itself. Is this a problem? Whom do I believe? |
Do you have ScoreWatch/ScorePower from EQ?? If so that is a "real score" but it only monitors your EQ FICO not the other two.
Also, if your not getting your scores directly from MYFICO then it's a FAKO, which means nothing.