[robinandtami]

My girlfriend's and my credit scores used to both be around 760. Knowing that we would be coming into a decent sum of money this year, and knowing that we wouldn't have trouble making minimum payments until the money came; we made quite a few credit purchases to make home improvements, etc. Our credit balances went from about $15,000 to around $33,000, with several cards close to max. Our scores went down to 691 and 694 respectively. This month I am paying $23,000 towards the debt, which will pay off all cards except one for each of us. This will leave us with less than $10,000 in cc debt, but one remaining card will be at 90% of it's limit and the other will be at 75% of it's limit. I plan to leave all of the paid off accounts open, as I understand that should positively affect our scores.

Does any knowledgable person have a guesstimate as to what range our scores should end up in when these debts are paid down? I know you can't be close to exact, just looking for an educated guess because I am too impatient to wait and see.

Thanks