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Originally Posted by NormDal  Hi - I had a "new collections" report pop up on my credit report yesterday - knowing full well that there are no "new" collections.
In the last few days I have written letters of validation for some old messed up/ charged off accounts. Is is possible that one of the collection agencies, being unable to validate the debt, simply passed it on to another collector? |
Yes, it's possible. As far as "new collection", that maybe indicative of a different entity reporting the collection account and not so much that the alleged collection account is a new one.
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Originally Posted by NormDal I don't recognize the amount of money as a previous account nor have I received anything at my house about it - it just popped up with an email alert last night.
Any assistance or insight anyone can provide will be greatly appreciated. Thanks!
:confused: |
Be sure to look at the actual hard copy of your credit report to confirm that this new collection is actually on there.
You might also want to send an unknown debt type DV letter to the CA/JDB reporting this collection account(send it CMRRR and don't sign it, just type your name). Do not use the long DV letters posted all over the internet, keep it short and simple. Once they receive the DV, then dispute the collection account with the CRA via snail CM.