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Originally Posted by NoNan  I have a collection that I disputed because it's not mine. Ironically, the original collection agent sold the account to another collection agent instead of providing proof of valid debt to me. Again, I disputed to credit bureaus about it, and like before, it always come back as 'verified' and nothing else. Not a single document to prove I am liable for the debt. The wheel keeps turning around and around. This one debt has been reported three time on my credit report and none of Credit Bureau doing anything about it! Is this legal? How can I get this resolved? Thanks |
No, it's not legal, if it's not yours. Many people run into these kinds of problems with CBs and CAs. You may want to contact the FTC, you may want to hire a lawyer and sue the collection agencies or credit bureaus. You have a few options - none of them too promising.